Why PNC Financial Services Stock Flew Almost 4% Higher on Friday

In the latest of a series of earnings releases from banks, PNC Financial Services (PNC +3.79%) took the wraps off both its fourth-quarter and full-year 2025 figures Friday morning. Thanks to revenue and profitability that both exceeded analyst expectations, PNC’s stock was a popular item in the subsequent trading session, and it closed the day nearly 4% higher in value.

Ending 2025 on a high note

PNC delivered record-high revenue, net interest, and fee income for the quarter. The company’s top line for the period was $6.1 billion, up 3% year over year. Of this, net interest income was $3.7 billion, representing a 2% improvement.

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Net income in accordance with generally accepted accounting principles (GAAP) was $1.9 billion, or $4.88 per share, up from the year-ago figure of $1.7 billion.

Both headline numbers landed comfortably above the consensus pundit projections. Analysts tracking PNC stock were modeling less than $6 billion for total revenue, and per-share GAAP earnings of only $4.19.

In its earnings press release, PNC quoted longtime CEO Bill Demchak as saying that the bank’s growth derived from “strong execution across all business lines.”

PNC Financial Services

Today’s Change

(3.79%) $8.14

Current Price

$223.18

Key Data Points

Market Cap

$84B

Day’s Range

$219.69 – $227.00

52wk Range

$145.12 – $227.00

Volume

4.9M

Avg Vol

2.1M

Dividend Yield

3.07%

Regional powerhouse

That growth also comes from being a prominent regional bank operating in a U.S. economy that, despite numerous challenges, continues to rise.

PNC is one of the better-managed “regionals” on the scene, and, particularly given the recent closing of its acquisition of peer First Bank Holding, I feel those key fundamentals will keep heading north. PNC looks like a good stock to own these days.