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“Shark Tank” investor Kevin O’Leary has long urged couples to keep their finances separate and championed prenups, a view that often draws mixed reactions.
Reacting to O’Leary’s advice that couples should keep their finances separate, “Ramsey Show” co-hosts John Delony and Rachel Cruze said marriage is built on sharing life and everything in it. They added that separate finances could suggest a lack of trust between husband and wife.
Delony and Cruze played a clip of O’Leary in which he urged couples to stick to their “financial identity” even after marriage.
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“I want to join lives together, but I want to stay completely and totally autonomous and still be quote unquote just me,” Delony said. “And then I’m going to be me, you be you, and then we’ll do this together thing on the side. That is called a corporation, that’s a business arrangement, that’s not marriage.”
Cruze said “vulnerability” is key in marriage because it creates a sense of sacrifice for each other and helps couples commit fully to the relationship. Still, she shared some audience comments that said managing finances separately works better for them.
“We had joined accounts at first and then he just kept spending and spending, then my kids and I couldn’t eat, basically didn’t have money for food, so we separated,” one comment said. “I splurged and got a prenup, so now everything is separate. This feels much better for me and our marriage,” another viewer wrote to Cruze.
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Cruze and Delony said these comments reflect marriage and relationship issues, not money problems. They believe that if a couple isn’t comfortable sharing or merging accounts, they should ask themselves why they’re getting married and committing to such a long, challenging journey.
“If I’m talking to a couple who’s considering getting married and they won’t share accounts, the issue is less about the function of a checking account,” Delony said. “It’s more, this will never work if you go in with a wall built and he goes in with a wall built, and you try to build a community together. It will not work.”
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O’Leary regularly urges young people to put emotions aside and sort out their finances before committing to marriage to avoid long-term financial struggles. Discussing the strong link between money problems and divorce on “The Diary of a CEO” podcast in June, O’Leary called marriage a “business” and explained that many people marry for financial stability to raise a family. He also stressed the importance of signing a prenup before marriage.
“Prenups force, during the euphoric period, diligence,” O’Leary said on the podcast. “It’s that simple. You’re going to find out if that person has a financial problem going into the marriage.”
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This article 'Ramsey Show' Hosts Push Back On Kevin O'Leary's Advice That Husband and Wife Should Never Merge Finances – Say That's Business, 'Not Marriage' originally appeared on Benzinga.com
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