“I don’t carry cash” : This Visa exec on why money is fading

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00:00 Speaker A

I just saw the other day that the last ever penny was sold for over $16 million, right?

00:05 Speaker A

And I think during COVID, uh, people didn’t want to touch money, so we went cashless for quite some time, right?

00:11 Speaker A

And my question is, in the future, do you feel as though there ever be a time where fiat currency is kind of extinct, right?

00:17 Speaker A

We go full cashless.

00:23 Speaker B

I think there absolutely could be.

00:24 Speaker B

I think the world continues to evolve and change in the sense of how we carry capital and and money versus also how we expect to receive it.

00:34 Speaker B

Um, and the reason why I bring it up that way is a large part of the work that we do at Visa and a huge part of our a reason why our brand has been so trusted in the legacy of our company is, uh, risk, security and trust with the visa platform and network.

00:49 Speaker B

And what I mean by that is the fact that when money travels from point A to point B, you want to make sure you get it in a timely manner in a secure way where risk and fraud are mitigated and delivered to you in the format that you want.

01:01 Speaker B

Um, I don’t carry a cash on me in most instances, right? I am I am using my Visa credentials. I am using our visa products that are enabled through the issuers that I work with.

01:13 Speaker B

Um, and and frankly, like I’ve even been talking to my kids who are young but want to understand like how we pay for things and what it means.

01:21 Speaker B

And so, I’m I’m not entirely surprised by that uh number that it was sold for. I’m also not entirely surprised that it was the last printed one.

01:28 Speaker B

Um, so I do think there’s a world that we get to an ever-evolving and maybe end state where it is a digital economy powered by digital payments.