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For years, he worked nonstop in California. He graduated from high school there, worked 40 to 80 hours a week while attending college, drove cars that cost less than $2,000, and fixed them himself when they broke.
There were stretches when dinner meant canned fish as the main course. Hot dogs and chili were regular staples because, as he put it in a post on r/povertyfinance, it was “like a $2 dinner.” Even after earning a degree, he felt stuck, still living with roommates in his late 20s and early 30s.
He started running the numbers: wages, unemployment rates, rent, home prices and everyday expenses. “They all supported leaving,” he wrote. Staying in California, he felt, would mean “grinding away” for at least a decade just to keep up.
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So at 23, he sold almost everything he owned, kept what could fit in his car, saved a few thousand dollars and quit his job. He headed to South Carolina.
Within three weeks, he had a new job, even though it came with about a 10% pay cut. He lived in a motel for eight months, kept expenses low and saved aggressively. Then he bought a house with a mortgage of under $1,000 a month.
“I went straight from living in a motel to owning a home here,” he said.
His mortgage, utilities and electricity combined were about what many roommates in his old California area paid just for a single room. Car insurance was cut in half. Gasoline was about $1.50 cheaper per gallon. Groceries were cheaper, too. He added that milk in South Carolina recently cost about $2.40 per gallon, compared with more than $3 in California years ago.
“My quality of life was immediately better,” he said, pushing back on commenters who argued his success was mostly about buying before the pandemic housing boom. He also noted he would not have qualified for a mortgage in California on his income.
Five years later, he sold that first house for a profit and downsized into a home he could purchase with cash. By 28, he was debt-free.
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The discussion quickly showed that location alone does not determine success.
Several healthcare workers said they experienced the opposite. One commenter said the same job paid $29 an hour in Michigan but $72 an hour in California. “[It] allows me to live a financial lifestyle most people only dream of,” they said.
Another said her husband’s pay tripled after moving from South Carolina to California. In those cases, higher income more than covered higher rent.
Others pointed out that industry matters, and so does timing. Some lower-cost states have seen housing prices surge since the pandemic. Wages have not always kept up.
Cultural tradeoffs also came up. Some said smaller markets felt more relaxed and less competitive. Others said they preferred the diversity and opportunity in major metro areas. One person said moving away from the Bay Area allowed them to own a home with a yard and cut their commute to under 10 minutes, even with a pay cut.
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The takeaway from the thread was simple: the math works differently for everyone.
For people who feel locked out of homeownership in high-cost cities, alternatives exist beyond physically moving. Platforms like Arrived allow you to invest in shares of rental properties for as little as $100, providing the potential for monthly rental income and long-term appreciation without the hassles of being a landlord.
In this person’s case, the move itself made the difference.
“It’s wild how much easier life is after leaving,” he wrote. “It’s also very hard to explain to people in [high cost of living] areas just how much easier it is to live elsewhere.”
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Rad AI
Rad AI’s award-winning artificial intelligence technology helps transform data chaos into actionable insights, enabling the creation of high-performing content with measurable ROI. Their Regulation A+ offering allows investors to participate at $0.85 per share with a minimum investment of $1,000, providing an opportunity to diversify portfolios into early-stage AI innovation. For investors seeking exposure to the rapidly growing AI and tech sector, Rad AI offers a chance to get in on the ground floor of a data-driven growth story.
Arrived
Backed by Jeff Bezos, Arrived Homes makes real estate investing accessible with a low barrier to entry. Investors can buy fractional shares of single-family rentals and vacation homes starting with as little as $100. This allows everyday investors to diversify into real estate, collect rental income, and build long-term wealth without needing to manage properties directly.
Lightstone
Lightstone DIRECT gives accredited investors direct access to institutional-grade real estate, going beyond typical crowdfunding platforms. By cutting out middlemen, it aligns investor and manager interests while providing exposure to a $12B+ portfolio spanning multifamily, industrial, hospitality, retail, office, and life science properties. This approach allows investors to diversify their portfolios across multiple property types and markets, gaining professional-grade real estate exposure without the fees or misalignment common on other platforms.
Masterworks
Masterworks enables investors to diversify into blue-chip art, an alternative asset class with historically low correlation to stocks and bonds. Through fractional ownership of museum-quality works by artists like Banksy, Basquiat, and Picasso, investors gain access without the high costs or complexities of owning art outright. With hundreds of offerings and strong historical exits on select works, Masterworks adds a scarce, globally traded asset to portfolios seeking long-term diversification.
Bam Capital
BAM Capital offers accredited investors a way to diversify beyond public markets through institutional-grade multifamily real estate. With over $1.85 billion in completed transactions and guidance from Senior Economic Advisor Tony Landa, the firm targets income and long-term growth as supply tightens and renter demand remains strong—especially in Midwest markets. Its income-focused and growth-oriented funds provide exposure to real assets designed to be less tied to stock market volatility.
Kraken
As digital assets become a larger part of diversified portfolios, traders increasingly look for platforms that offer transparency, efficiency, and control. Kraken Pro is an advanced trading interface from Kraken, one of the world’s leading cryptocurrency exchanges, designed for users who want more sophisticated tools without added complexity. With low, volume-based fees, a streamlined interface for managing spot, margin, and futures trading, and a strong focus on security and regulatory compliance, Kraken Pro provides a way to gain diversified crypto exposure through a clear, professional-grade trading experience.
Rex Shares
REX Shares designs specialized ETFs for investors who want more precision than traditional broad-market funds can offer. Its lineup spans options-based income strategies, leveraged and inverse exposures, spot-linked crypto ETFs, and thematic funds tied to structural trends. By targeting specific income objectives, volatility profiles, or market themes, these ETFs can be used alongside core holdings to introduce differentiated return drivers and reduce reliance on a single market outcome, while maintaining the liquidity and transparency of the ETF structure.
Motley Fool
Motley Fool Asset Management brings its long-standing “Foolish” investing philosophy into a lineup of passive ETFs designed around clear, rules-based investment styles. Built using decades of proprietary research from The Motley Fool, LLC, these factor-based ETFs focus on growth, value, and momentum strategies, selecting U.S. companies based on quality, risk, and long-term potential. For investors who want professionally vetted stock exposure without the demands of active trading, Motley Fool Asset Management offers a straightforward way to access expert-driven strategies through the simplicity and liquidity of an ETF.
Elf Labs
Elf Labs is an IP-focused entertainment company built on a strategy that has powered giants like Disney and Marvel: ownership of globally recognized character IP. After more than a decade of rights acquisition, the company controls 500+ protected trademarks and copyrights tied to iconic characters including Cinderella, Snow White, Rapunzel, Sleeping Beauty, and Peter Pan. This foundation has generated over $15 million in royalties, expanded licensing into 30+ countries, and supported development of 100+ product lines. With its Nasdaq ticker ($ELFS) reserved and valuation growth exceeding 1,600% in under two years, Elf Labs is now scaling distribution through patented production systems, global licensing, and streaming and mobile initiatives—offering investors exposure to a private entertainment company with a clear public-market trajectory.
Finance Advisors
Finance Advisors helps Americans approach retirement with greater clarity by connecting them to vetted, fiduciary financial advisors who specialize in tax-aware retirement planning. Rather than focusing on products or investment performance alone, the platform emphasizes strategies that account for after-tax income, withdrawal sequencing, and long-term tax efficiency—factors that can materially impact retirement outcomes. Free to use, Finance Advisors gives individuals with meaningful savings access to a level of planning sophistication historically reserved for high-net-worth households, helping reduce hidden tax risk and improve long-term financial confidence.
Valley Center Wellness
Valley Center Wellness is setting a new benchmark in luxury behavioral health with its flagship facility in Corona, California. Designed as a private, resort-style wellness retreat on a 4.2-acre estate, the center combines discretion, comfort, and comprehensive care, offering patients private chefs, daily massages, acupuncturist sessions, and access to a pool, spa, gym, and basketball court. Focused on high-profile and affluent clients, Valley Wellness provides fully customized treatment plans outside the constraints of insurance, emphasizing long-term recovery, holistic wellness, and life-after-addiction strategies. Through its three-stage care model—including residential, outpatient, and transitional housing—patients experience continuity of care that supports lasting change. For investors, Valley Wellness has launched an equity crowdfunding opportunity, offering a way to participate in a fast-growing $42 billion behavioral health sector while gaining exposure to both high-end real estate and a premium healthcare business.
Immersed
Immersed is a private, pre-IPO technology company operating at the intersection of AI, spatial computing, and remote work. Best known for building the most widely used productivity app on the Meta Quest platform, Immersed enables professionals and teams to work full-time in shared virtual environments across macOS, Windows, and Linux. The company is expanding beyond software with its own productivity-focused XR headset and AI tools, supported by partnerships with major technology firms including Meta, Samsung, and Qualcomm. Immersed is currently allowing retail investors to participate in its pre-IPO round, subject to eligibility and offering terms.
Public
Public is a multi-asset investing platform built for long-term investors who want more control, transparency, and innovation in how they grow wealth. Founded in 2019 as the first broker-dealer to offer commission-free, real-time fractional investing, Public now lets users invest in stocks, bonds, options, crypto, and more—all in one place. Its latest feature, Generated Assets, uses AI to turn a single idea into a fully customized, investable index that can be explained and backtested before committing capital. Combined with AI-powered research tools, clear explanations of market moves, and an uncapped 1% match for transferring an existing portfolio, Public positions itself as a modern platform designed to help serious investors make more informed decisions with context.
Paladin
Paladin Power is addressing the growing demand for energy independence with a fire-safe energy storage system that doesn’t rely on lithium-ion batteries. Instead, its ESS uses non-lithium, solid-state graphene battery technology designed for durability, safety, and long service life—positioning it as an alternative to fire-prone storage solutions that dominate today’s market. Since launching in 2023, Paladin has generated $185 million in contracted revenue, achieved strong year-over-year growth, and secured a manufacturing agreement with NYSE-listed Jabil. With systems already deployed across residential and commercial properties and a $500B global electrification market opportunity ahead, Paladin offers investors exposure to decentralized energy infrastructure backed by real contracts, U.S.-based manufacturing, and scalable next-generation technology.
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This article He Moved From California To South Carolina And Says His Life Changed Overnight. 'I Went Straight From Living In A Motel To Owning A Home Here' originally appeared on Benzinga.com
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