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If you’re worried about the impact of politics on your finances, you’re far from alone. According to the 2026 CFP® Professionals Financial Outlook Survey, the political climate is the top (46%) concern clients mention regarding financial goals. It surpassed inflation, retirement, the national economy, and market stability.
Why the big concerns about the political climate? One reason is that amid the political unrest in the United States has come a government shutdown. A second reason is that politicians on both sides of the aisle, including President Donald Trump, have talked a great deal about the intersection of politics and finances. A third reason for the fear is that newscasts and social media are filled with sensational stories about politics and Americans struggling to pay for things.
According to certified financial planner Spencer Betts, CFP®, given that politics has become Americans’ No. 1 financial worry, it’s important to step back, reduce emotional noise and focus on what we can actually control.
“One of the most powerful steps is to spend less time on social media and avoid ‘rage bait,’” Betts said. “The old adage that ‘sex sells’ has been replaced with ‘rage sells.‘ Algorithms learn what upsets us and feed us more of it, keeping us scrolling, feeling worse and often believing that our financial future is threatened more than it truly is.”
If you’re concerned about your economic outlook, here are several concrete strategies that can help, per Betts.
It’s natural to feel anxious when the political environment is loud or uncertain, Betts said, but history shows that politics and market performance have little long-term correlation. Avoid making investment decisions based on political views or short-term headlines.
“If you’re uncomfortable, you can shift toward a slightly more conservative allocation, but trying to time the market or waiting for the ‘political coast to clear’ often leads to missed opportunities and long-term setbacks,” Betts said.
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Betts added that If you’re worried about your personal finances, focus on the things that directly improve stability:
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Increase your cash reserves.
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Pay down high-interest debt.
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Keep your résumé updated in case you need to pursue new job opportunities.
These steps reduce vulnerability regardless of who’s in office or what policies change, according to Betts.
Even if you don’t like new tax laws, healthcare rules or regulatory changes, it’s essential to understand them.
“Make sure you’re following the rules and taking advantage of any provisions that benefit you,” Betts said. “Awareness is a financial tool — ignoring changes is what can truly cost you.”
Finally, according to Betts, prioritize real conversations over social media consumption. Talk with family, friends and colleagues — including those who may not share your views — in positive, constructive ways.
Betts noted that social platforms often trap us in echo chambers that make us feel worse about ourselves, our communities and our country. Real human connection helps restore perspective and reduces stress-driven financial decision-making.
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This article originally appeared on GOBankingRates.com: 3 Reasons Politics Have Become Americans’ No. 1 Fear — 3 Things To Do Now